🔍 Live Quote Comparison — Takes 90 Seconds

Stop overpaying for car insurance.

Compare real rates from top insurers. Average savings: $847/year. No spam. No sales calls unless you want one.

📍 Get Your Free Quotes
✓No credit check
✓Real quotes, not estimates
✓No spam calls

🎉 Your quotes are ready!

Compare and choose the best rate.

Quotes are estimated. Final rates provided by insurers after full application.

2.4M+
Drivers compared rates
$847
Average annual savings
50+
Insurance partners
90 sec
Average comparison time
How It Works

Comparing insurance used to be a headache. Not anymore.

1

Enter Your Details

Zip code, vehicle info, and current coverage. Takes 90 seconds. No personal info until you're ready.

2

See Real Quotes

Live rates from 50+ carriers populate instantly. Apples-to-apples comparison at the same coverage level.

3

Switch & Save

Choose your carrier, complete the switch in minutes. Most people save $600–$1,200 their first year.

Real Savings

What our users actually save

Average Annual Premium by State
California
$2,290
Florida
$2,560
Texas
$1,890
New York
$2,430
Ohio
$1,090
$847
avg. annual savings by switching

Why switching saves so much

📈

Loyalty Penalty

Insurers raise rates on long-term customers. Switching resets you to competitive introductory pricing.

🏆

New Customer Discounts

Most carriers offer significant discounts to attract new business. These aren't available to existing customers.

🔄

The Market Moves Fast

Insurance rates change constantly. What was cheapest 2 years ago may be 30% overpriced today.

Get the Auto Insurance Guide

Everything you need to know about coverage types, discounts you might be missing, and when to file a claim (and when not to).

✅ Guide sent! Check your inbox.
Top Carriers

The carriers we compare

🦎 GEICOBest for Price
★★★★★

Consistently lowest rates for good drivers. Excellent mobile app, 24/7 claims, no agent required.

🏠 State FarmBest Service
★★★★★

Largest US insurer. Exceptional claims service, strong bundling discounts with homeowners.

🔵 ProgressiveUsage-Based
★★★★½

Snapshot program saves safe drivers up to 30%. Great for low-mileage drivers and students.

FAQ

Your questions, answered

No. Insurance quote comparisons use "soft pulls" that don't affect your credit score at all. Your score is only impacted if you actually apply for credit — insurance quotes are not credit applications.
Most financial advisors recommend comparing rates every 6–12 months, or whenever you have a life change: new vehicle, moving, getting married, a ticket falling off your record. Rates move constantly and loyalty rarely pays.
At minimum: your state's required liability limits. If your car is worth over $8,000, full coverage makes sense. If it's older and paid off, dropping comprehensive/collision can save $400–$800/year. We break this down in our free guide.
Yes. You can switch any time — you'll get a prorated refund on your current policy for the unused days. There's no penalty for switching. Most switches take under 10 minutes and coverage starts same day.

Start comparing in 90 seconds.

Join 2.4 million drivers who stopped overpaying.

💰 Average savings: $847/year. See what you're overpaying.

Get Your Personalized Quotes

Enter your email and we'll send you quotes from our carrier partners along with our free insurance optimization guide.

No spam. No unwanted calls.

* * Or paste the contents inline at the bottom of each HTML file * (the patcher script handles this automatically). * * WHAT THIS TRACKS: * - Page views (every load) * - Referrer site (where visitor came from) * - UTM parameters (campaign, source, medium, keyword, content) * - Time on page (sent when user leaves or switches tab) * - Scroll depth (25%, 50%, 75%, 100%) * - Country & region (via free IP lookup — ipapi.co) * - Device type (mobile / tablet / desktop) * - Browser & OS * - Affiliate link clicks — each link gets a unique ID * (data-aff-id="affiliate-name") tracked individually * - Any button/CTA click tagged with data-track-id="..." * * ALL DATA → Google Sheets (same Apps Script URL as lead capture) * ============================================================ */ (function () { 'use strict'; // ── CONFIG ────────────────────────────────────────────────── // Same URL as your lead capture Apps Script. // The patcher script fills this in automatically. var SHEET_URL = 'YOUR_GOOGLE_APPS_SCRIPT_URL_HERE'; var SOURCE = document.location.hostname || 'unknown'; // ──────────────────────────────────────────────────────────── var sessionId = generateId(); var pageLoadTs = Date.now(); var sentExit = false; var maxScroll = 0; var geoData = {}; // ── UTILITIES ─────────────────────────────────────────────── function generateId() { return Math.random().toString(36).slice(2, 11) + Date.now().toString(36); } function getUtm() { var params = new URLSearchParams(window.location.search); return { source: params.get('utm_source') || '', medium: params.get('utm_medium') || '', campaign: params.get('utm_campaign') || '', term: params.get('utm_term') || '', // keyword from paid ads content: params.get('utm_content') || '' // which ad/banner }; } function getDevice() { var ua = navigator.userAgent; if (/Mobi|Android/i.test(ua)) return 'mobile'; if (/Tablet|iPad/i.test(ua)) return 'tablet'; return 'desktop'; } function getBrowser() { var ua = navigator.userAgent; if (ua.includes('Chrome') && !ua.includes('Edg')) return 'Chrome'; if (ua.includes('Firefox')) return 'Firefox'; if (ua.includes('Safari') && !ua.includes('Chrome')) return 'Safari'; if (ua.includes('Edg')) return 'Edge'; return 'Other'; } function getReferrerType(ref) { if (!ref) return 'direct'; if (/google|bing|yahoo|duckduckgo|baidu|yandex/i.test(ref)) return 'organic-search'; if (/facebook|instagram|twitter|x\.com|linkedin|tiktok|pinterest|youtube/i.test(ref)) return 'social'; if (/clickbank|hop\.clickbank/i.test(ref)) return 'affiliate'; return 'referral'; } // ── SEND EVENT ────────────────────────────────────────────── function send(eventType, extra) { if (!SHEET_URL || SHEET_URL.includes('YOUR_')) return; var utm = getUtm(); var payload = { event: eventType, source: SOURCE, session_id: sessionId, page_url: window.location.href, page_title: document.title, referrer: document.referrer || '', referrer_type: getReferrerType(document.referrer), utm_source: utm.source, utm_medium: utm.medium, utm_campaign: utm.campaign, utm_keyword: utm.term, utm_content: utm.content, device: getDevice(), browser: getBrowser(), screen: window.innerWidth + 'x' + window.innerHeight, country: geoData.country_name || '', region: geoData.region || '', city: geoData.city || '', timestamp: new Date().toISOString() }; // Merge in any event-specific data if (extra) Object.assign(payload, extra); fetch(SHEET_URL, { method: 'POST', mode: 'no-cors', headers: { 'Content-Type': 'application/json' }, body: JSON.stringify(payload) }).catch(function () {}); } // ── GEO LOOKUP ────────────────────────────────────────────── // ipapi.co free tier: 1,000 req/day. Runs once per page load. function fetchGeo() { fetch('https://ipapi.co/json/', { mode: 'cors' }) .then(function (r) { return r.json(); }) .then(function (d) { geoData = d || {}; // Now fire page_view with geo data included firePageView(); }) .catch(function () { firePageView(); // fire anyway even if geo fails }); } // ── PAGE VIEW ─────────────────────────────────────────────── function firePageView() { send('page_view'); } // ── SCROLL DEPTH ──────────────────────────────────────────── var scrollMilestones = [25, 50, 75, 100]; var firedMilestones = {}; function onScroll() { var scrolled = (window.scrollY + window.innerHeight); var total = document.documentElement.scrollHeight; var pct = Math.round((scrolled / total) * 100); if (pct > maxScroll) maxScroll = pct; scrollMilestones.forEach(function (m) { if (pct >= m && !firedMilestones[m]) { firedMilestones[m] = true; send('scroll_depth', { scroll_pct: m }); } }); } // ── TIME ON PAGE (exit event) ──────────────────────────────── function fireExit() { if (sentExit) return; sentExit = true; var seconds = Math.round((Date.now() - pageLoadTs) / 1000); send('page_exit', { time_on_page_sec: seconds, max_scroll_pct: maxScroll }); } // ── AFFILIATE / CTA CLICK TRACKING ────────────────────────── // Any or